Design an ATM (Automated Teller Machine) system that allows users to check balances, withdraw cash, and deposit money after secure PIN authentication. The system communicates with the bank's backend to verify accounts and process transactions, uses a cash dispenser that supports multiple denominations, and handles concurrent transactions safely. The ATM should have distinct states (idle, card inserted, authenticated) with different behaviors in each state, and the cash dispenser should support multiple denominations and handle cases where one denomination cannot fulfill the request.
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